Have you ever dreamed of building your own home? Perhaps, the retirement is so far away and money is tight that now is not the best time to establish any personal goals. On the contrary, the sooner the better in setting goals and putting the plan into action.

A large number of people do not take the time to write their goals down. They think that the idea of keeping up with something in writing that can easily be remembered, is a waste of time.

This mind-set affects approximately 99 percent of the people. Now, don’t misunderstand, this is not implying that only 1 percent actually have goals. No, there are about one-third that have at least one goal they dream of but never write it down and actually create a plan on how to achieve it.

So, why is it so important to write down a goal? Doesn’t the memory serve just as well when it has been a dream for so long? The key word in the last question is “dream”. Dreams are just that until an action is taken to convert it to a goal with a plan. Justifying procrastination for not turning a dream into reality merely serves the mind-set of “maybe tomorrow I will start my plan”.

Eventually, enough of the tomorrows collect to create a lifetime of delays and excuses. A question that a goal-setter may ask of those that dream is “Why not write down the goal and make a plan?” Turnabout is fair play, as the saying goes.

Stop wondering what it would be like to have that dream home or retirement savings that will allow you to enjoy the golden years. If the whole idea seems daunting and overwhelming to begin, seek help from someone who can put you on the direct path to achieving personal goals. Don’t delay because of a phobia of facing the challenges that lie ahead while pursuing your goals. Face them head-on and enjoy the feeling of succeeding and gaining confidence in your ability to seeing your dreams come true.